40 tips for managing your time and money

To forge a successful freelance career you need more than just creativity. After all, it's no good wowing clients with your dazzling design skills if your accounting system amounts to stuffing receipts down the back of the sofa to be dealt with later, or you only think about time when it's followed by the words "at the bar, please".

So we've asked freelance creatives from across Europe, Australia, America and Canada for their top tips on how to maximise your two most important resources: time and money. They may not agree on everything, but some things are certainly clear - not least the importance of planning ahead wherever possible.

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The Creative Bloq team is made up of a group of design fans, and has changed and evolved since Creative Bloq began back in 2012. The current website team consists of eight full-time members of staff: Editor Georgia Coggan, Deputy Editor Rosie Hilder, Ecommerce Editor Beren Neale, Senior News Editor Daniel Piper, Editor, Digital Art and 3D Ian Dean, Tech Reviews Editor Erlingur Einarsson and Ecommerce Writer Beth Nicholls and Staff Writer Natalie Fear, as well as a roster of freelancers from around the world. The 3D World and ImagineFX magazine teams also pitch in, ensuring that content from 3D World and ImagineFX is represented on Creative Bloq.